These benefits are a reward for all your hard work and dedication meant to help you feel better and be healthy. You may be thinking, I feel fine, why would I use them?
The answer is simple. You want to remain fine, or even great, and to achieve this you have to focus on prevention which is the goal of these dental benefits to keep you pain-free, worry-free, and to prevent oral health diseases.
For everything, you’ll need to know to maximize your dental health insurance, let’s dive right in!
Dental Benefits – What coverage you have and how to use it:
The purpose of dental insurance is to help you offset dental care costs and maintain great oral health by preventing or catching signs and symptoms of dental diseases early on; Maybe you’ve never used dental health Insurance before and as you’re reading this, It’s very easy to feel overwhelmed. There are a lot of different options that can help you or your family to; prevent dental health problems, and look great.
Some dental plans have service limitations (basic, standard, and enhanced plans); what services are offered, how much they’ll cover for cosmetic dental services; or restorative dental treatments. You don’t want to go and submit your claim and find out that It’s not covered so you may want to ask for a quote from the Sbenati Dentistry team or contact your provider to clarify the coverage you have with your particular plan.
If you have a health spending account you can use it on a wide variety of dental expenses including cosmetic procedures like Invisalign In London Ontario, Dental Veneers in London Ontario, Teeth Whitening in London Ontario, Crowns, Tooth-Bonding, or even a mouthguard If you are diagnosed with TMD.
It’s also important to know whether or not your dental insurance covers your spouse and especially your children as there are countless preventative services that can help children. There are regular dental cleanings and check-ups so they don’t develop gingivitis or worse oral health conditions.
Submit your claim right away online or with direct billing
Some people don’t like using their dental health benefits because they view the process of submitting claims and waiting to get reimbursed as tedious. Even though plans now allow you to submit your claims electronically with increased ease for quick and easy processing and next-day reimbursement people still view this as difficult. This is why at Sbenati Dentistry we always submit your claims for you, so you can get reimbursed without any issues. If both you and your spouse have decent dental health Insurance you can even make money if you choose to pay with a Visa Gold or other money back credit cards.
Using a money-back or points credit card can make you money
Even if you only have a free credit card, many of them offer 2% cashback or points for travel so even if you have a clinic that offers direct billing you may want to consider paying for it and then submitting it to your insurance for reimbursement. It is becoming more common for Individuals to spend thousands of dollars per year investing in their wellness and preventing oral health problems with their dental insurance. Imagine, what if your family has 5 people in it with each person using $2000 dollars in covered insurance?
Well, 2% of $10,000 is $200 and most paid credit cards will offer a better return than that, which is essentially free money your plan can give you just by taking care of your family’s health. Many families that consistently use their dental benefits end up paying for less long-term as well, and perhaps with the cashback or points you get from using your benefits you can take your family on a vacation!
Take care of yourself (Physically, Mentally, and Emotionally)
At Sbenati Dentistry we don’t like seeing millions of dental insurance dollars going unspent every year because people don’t realize the benefits of utilizing their coverage for short and long-term dental wellness. For example, getting your teeth whitened (improves Oral and digestive health, while improving confidence, emotional and mental health). Additionally, sports mouthguards (prevents injuries) and custom nightguards (can prevent teeth grinding and recession) may prevent various periodontal diseases. Just like there are countless preventative dental services, you should also consider:
Poor dental care can result in the Before picture you see below of a patient that came to us for cosmetic and restorative work. The patient now has a beautiful and healthy smile. Using your dental insurance coverage can help prevent this outcome from ever happening. So why not come in before the end of the year, we’d love to see you!
Conclusion (Don’t Leave Money On The Table)
You work 52 weeks a year to earn your dental insurance benefits. Maximizing your dental health Insurance is practicing self-love so you can improve or maintain your teeth health, look and feel as great as possible. The last thing you want to do is leave money on the table.
If you’d like to discuss what services you have coverage for and might benefit you, contact the Sbenati Dentistry dental clinic in London Ontario through our online Request An Appointment form, email us at Info@sbenatidentistry.ca, or give us a call at (519)-474-0220.
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